Covenant Wealth Strategies Blog

Ayden brings a positive attitude, strong work ethic, and a genuine passion for serving others, while contributing thoughtfully to both our team and client experience.

5/15/26 - Whether you're a graduate, a parent, a grandparent, or a mentor, this is a moment worth honoring — and a perfect time to share practical wisdom for the journey ahead.

5/1/26 - The annual ranking spotlights the nation’s top-performing advisors.

4/21/26 - Kyle’s pursuit of this designation reflects a deep commitment to his profession, to continuous growth, and to the responsibility that comes with helping others navigate important financial decisions.

4/1/26 - One of the more notable tax updates for families is the introduction of the $1,000 Child Savings Account. We've outlined anwsers to common questions.

3/23/26 - Elena brings a thoughtful and service-oriented approach to her role, shaped by a strong foundation of values including stewardship, hard work, and a genuine care for others.

3/18/26 - The most immediate risk to the economic outlook is an escalation of conflict in the Middle East and its potential impact on global logistics, commodity prices, and supply chains. The magnitude and duration of any disruption will matter most. 

3/12/26 - While each new development tends to generate an element of uncertainty, history consistently shows that markets are far more resilient than what most investors expect.

3/6/26 - By spreading exposure across sectors, styles, and asset classes, portfolios can participate in market growth while reducing reliance on any single group of companies or investment theme. 

3/4/26 - The U.S. and Israel launched direct military strikes on Iran on February 28th, marking a decisive escalation in a long-running confrontation that has now moved from coercive diplomacy and shadow conflict into overt interstate warfare. For markets, this shift reflects an increase in escalation risk and a widening set of possible economic outcomes.

2/26/26 - A new senior tax deduction may be available for the 2025 tax filing season, but it is not automatic. Since it requires filing a new form, it can be easily overlooked without careful review.

1/20/26 - It’s natural to want the market to behave in a predictable and balanced way. However, it simply doesn’t.

12/18/25 - The new year provides a good reason to consider the increased contribution limits for retirement plans and health savings accounts (HSAs) in 2026. 

Social Security remains one of the most important — and often misunderstood — components of retirement income planning. There are many individual variables and important factors to consider before making a decision. 

In honor of our clients who are Veterans and those who are still currently serving, we have donated to Tunnel to Towers Foundation.

11/4/25 - At Covenant, our work has always been rooted in purpose - helping families and business owners align their wealth with what matters most. The Fall Edition of our Stone Barn Times reflects that commitment in action.

10/30/25 - Are you wondering how the latest tax law might affect your retirement income? The Tax Simplification and Family Relief Act (H.R. 1) introduces new rules that could change how much of your Social Security benefits are taxed. 

10/23/25 - The government shutdown is at the forefront of the current news cycle. As we look at the markets and the economy, our goal is to provide you with perspective and keep you updated. 

To celebrate our new office, the Covenant team gathered in Ocean City, NJ for a day of professional development, which was full of learning opportunities and team-building activities. The highlight of the day was welcoming friends of the firm to our Open House that evening—thank you to everyone who joined us and helped to make it such a special event!

The Social Security Administration (SSA) determines your benefit amount based on your Average Indexed Monthly Earnings (AIME) from your highest-earning 35 years. This average calculates your Primary Insurance Amount (PIA), which forms the basis for your monthly benefits.

We've seen a sharp rise in scams over the past year, many of them more convincing, personalized, and sophisticated than ever. The tactics are evolving to exploit just about anyone. 

The Medicare Annual Enrollment Period (AEP) runs from October 15th through December 7th of each year. During this time, individuals already enrolled in a Medicare Advantage (MD) or Medicare Prescription Drug Plan (MPDP) can review and make changes to their coverage. 

The October 1 deadline has passed, and the U.S. government is now in a partial shut down. While political gridlock is never ideal, history suggests that shutdowns tend to be short-lived and have minimal sustained impact on the economy or the stock market. 

9/26/25 - While deduction limits may reduce benefits in 2026 and beyond, proactive planning in 2025 can enhance both your generosity and your tax efficiency.

We invite you to watch as Ward Keever and Dave Walker from our team openly share how legacy, and heritage planning go beyond financial matters to create lasting meaning for the families we serve.

9/17/25 - As anticipated, the Federal Reserve (Fed) lowered its target federal funds rate by a quarter point this week and signaled two additional cuts later this year, marking another step in its rate-cutting cycle. 

9/9/25 - Back by popular demand, Meera Pandit, CFA®, Executive Director & Global Market Strategist from the J.P. Morgan Asset Management, shared timely updates on the current economic landscape, including tax changes, tariffs, inflation, and trends taking place in the markets and economy.

We are pleased to announce that we have officially opened our 2nd location in our new office in Ocean City, NJ! 

Recent federal legislation established a new program that will provide eligible children with a $1,000 government-funded savings account. 

The intersection of tax incentives, business growth, and long-term planning presents an opportunity—and a challenge to get the timing and structure right.

It is inevitable that at some point in the future, the ownership of your business will change - either by choice or by force. Without a clear plan for the future, business owners risk leaving significant value on the table.

Market swings like the one we’ve seen recently can be unsettling, and you’re not alone feeling that way. When it comes to investing, context is everything, and your time horizon is one of the most important factors to consider.

Their stories are truly inspiring and a testament to the unwavering dedication, proactive concierge service and genuine care that our team at Covenant Wealth Strategies provides.