We are excited to partner with HTA Financial

to provide this educational presentation with highlights included below!

Important Time-Frames:

• What you should be doing as a retiree or soon to be retiree
• Open enrollment and guaranteed issue periods, plus late penalties
• What happens when you and your spouse do not turn 65 at the same time
• When to enroll or defer Medicare Part B if not retiring at age 65
• Changing carriers - how & when

Help ensure your coverage is complete:

• What does Medicare cover and not cover
• Is secondary insurance necessary and what are the options
• How do a Medicare Supplement and Original Medicare coordinate